# 金融行业搜索规则

## 1. 核心原则
- **语言优先**：默认英文搜索，除非明确指定中国金融市场
- **权威优先**：官方监管机构 > 头部财经媒体 > 知名KOL > 其他来源

## 2. 英文权威信息源库

### 2.1 官方监管机构（最高优先级）
- **美国**：
  - SEC: https://www.sec.gov
  - Federal Reserve: https://www.federalreserve.gov
  - CFTC: https://www.cftc.gov
  - Treasury: https://home.treasury.gov
  - FDIC: https://www.fdic.gov
- **欧洲**：
  - ECB: https://www.ecb.europa.eu
  - EBA: https://www.eba.europa.eu
  - ESMA: https://www.esma.europa.eu
- **英国**：
  - Bank of England: https://www.bankofengland.co.uk
  - FCA: https://www.fca.org.uk
- **国际组织**：
  - IMF: https://www.imf.org
  - BIS: https://www.bis.org
  - World Bank: https://www.worldbank.org
  - OECD: https://www.oecd.org

### 2.2 头部财经媒体（高优先级）
- **综合财经**：
  - Bloomberg: https://www.bloomberg.com
  - Reuters: https://www.reuters.com
  - Financial Times: https://www.ft.com
  - Wall Street Journal: https://www.wsj.com
- **专业财经**：
  - MarketWatch: https://www.marketwatch.com
  - CNBC: https://www.cnbc.com
  - Barron's: https://www.barrons.com
  - Investing.com: https://www.investing.com
- **数据平台**：
  - Yahoo Finance: https://finance.yahoo.com
  - Morningstar: https://www.morningstar.com
  - Refinitiv: https://www.refinitiv.com

### 2.3 头部自媒体与KOL
- **知名博客**：
  - Zero Hedge: https://www.zerohedge.com
  - Seeking Alpha: https://seekingalpha.com
  - Bloomberg Opinion: https://www.bloomberg.com/opinion
- **Twitter KOL**：
  - @federalreserve: https://twitter.com/federalreserve
  - @SEC_News: https://twitter.com/SEC_News
  - @ecb: https://twitter.com/ecb
  - @bankofengland: https://twitter.com/bankofengland
- **专业论坛**：
  - Reddit Investing: https://www.reddit.com/r/investing
  - Reddit Security Analysis: https://www.reddit.com/r/SecurityAnalysis

### 2.4 交易所与市场数据
- **美国**：
  - NYSE: https://www.nyse.com
  - NASDAQ: https://www.nasdaq.com
  - CBOE: https://www.cboe.com
- **欧洲**：
  - London Stock Exchange: https://www.londonstockexchange.com
  - Euronext: https://www.euronext.com
- **亚太**：
  - Hong Kong Exchange: https://www.hkex.com.hk
  - Japan Exchange: https://www.jpx.co.jp
- **加密货币**：
  - Coinbase: https://www.coinbase.com
  - Binance: https://www.binance.com
  - CoinDesk: https://www.coindesk.com

## 3. 搜索策略与关键词

### 3.1 监管政策搜索
**关键词模板**：
- "Federal Reserve policy [topic] [year]"
- "SEC regulation [sector] [date]"
- "banking regulation [region] [topic]"
- "financial compliance [area] update"

### 3.2 市场分析搜索
**关键词模板**：
- "stock market analysis [period]"
- "financial market trends [year]"
- "investment outlook [sector]"
- "economic indicators [country] [period]"

### 3.3 技术创新搜索
**关键词模板**：
- "fintech innovation [technology]"
- "blockchain finance applications"
- "AI in financial services"
- "digital banking trends [year]"

### 3.4 市场情绪搜索
**关键词模板**：
- "investor sentiment [market] [period]"
- "financial market volatility"
- "trading volume analysis"
- "market fear index VIX"

## 4. 行业专门搜索网站

### 4.1 投资银行研究
- **Goldman Sachs**: https://www.gs.com/insights
- **JPMorgan Chase**: https://www.jpmorganchase.com/insights
- **Morgan Stanley**: https://www.morganstanley.com/ideas
- **Bank of America**: https://www.bankofamerica.com/research

### 4.2 评级机构
- **Moody's**: https://www.moodys.com
- **S&P Global**: https://www.spglobal.com
- **Fitch Ratings**: https://www.fitchratings.com

### 4.3 咨询公司
- **McKinsey Financial Services**: https://www.mckinsey.com/industries/financial-services
- **BCG Financial Institutions**: https://www.bcg.com/industries/financial-institutions
- **Deloitte Financial Services**: https://www.deloitte.com/global/en/Industries/financial-services.html
- **PwC Financial Services**: https://www.pwc.com/gx/en/industries/financial-services.html

## 5. 文件命名与归档

### 5.1 命名规则
- **监管政策**：`YYYYMMDD_Finance_Regulation_[Topic].docx`
- **市场分析**：`YYYYMMDD_Finance_Market_[Market/Sector].docx`
- **技术创新**：`YYYYMMDD_Finance_Tech_[Technology].docx`
- **情感洞察**：`YYYYMMDD_Finance_Sentiment_[Event].docx`
- **中国特定**：添加"_CN"后缀

### 5.2 内容格式
**文档头部**：
- Source: [完整URL链接]
- Keywords: [Search terms used]
- Search Time: [YYYY-MM-DD HH:MM UTC]
- Region: [US/EU/Global/CN]
- Authority Level: [Official/Media/KOL/Other]

## 6. 中国特定搜索（仅当明确要求时）

### 6.1 官方机构
- 中国人民银行: http://www.pbc.gov.cn
- 银保监会: http://www.cbirc.gov.cn
- 证监会: http://www.csrc.gov.cn
- 外汇局: http://www.safe.gov.cn

### 6.2 主要媒体
- 财新网: https://www.caixin.com
- 第一财经: https://www.yicai.com
- 21世纪经济报道: https://www.21jingji.com
- 证券时报: https://www.stcn.com

### 6.3 关键词
- "A股市场"、"人民币汇率"、"央行政策"、"金融监管"

## 7. 实时监控重点

### 7.1 高频监控（每日）
- Federal Reserve announcements
- SEC filing updates  
- Major bank earnings
- Market volatility events

### 7.2 中频监控（每周）
- Central bank policy updates
- Regulatory consultations
- Investment bank research
- Fintech innovation news

### 7.3 低频监控（每月）
- Regulatory framework changes
- Industry trend reports
- Academic research publications